Lutheran Church Extension Fund
Lutheran Church Extension Fund
Services
LCMS Organizations
Vision Planning

Loan Rates

New Mission Starts4.125%
Congregational4.500%
Specialized Ministries2.500%
RCW Mortgage APR3.590%
 

Investment Rates

StewardAccount®0.375% - 1.000%
Family Emergency1.125%
5-Year Term Note1.625%

LCEF services can help identify God's plan for your organization and provide tools to discover your community and new mission fields.

Vision Planning

As a leader in the church, you want to make good decisions. Strategic Planning for Ministry is about making good decisions—decisions that foster a congregation's spiritual and numerical growth.

To help your congregation's leadership members come together and revisit ministry plans that have been in place for a number of years but need "freshening up," consider a one-day Vision Affirmation Workshop.

Part of making good decisions when either creating or revamping ministry plans involves knowing the community in which your ministry operates. Demographic Services can help by providing more than just data on family size and income; the information we offer through our partner, MissionInsite, is available online with community trends and lifestyle/values segmentation information critical to developing ministry plans.

For more information about any of these services, contact your District Vice President.

Partners in Borrowing

Saving time and money are the hallmarks of our organizational loans. With just one closing for construction loans and reasonable fees and rates, we're a preferred partner. Along with our caring loan staff, our "Helping Hands in the Lending Process" will assist you every step of the way.

Retirement Dreams Help Ministry

Your dreams of retirement can actually help LCMS ministries fulfill their dreams of carrying out God's plan, while staying vital and financially healthy. An LCEF IRA puts funds to work as an investment for you, and makes funds available for loans to rostered church workers, congregations, schools and universities, and other ministries.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
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