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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
LCEF services can help identify God's plan for your organization and provide tools to discover your community and new mission fields.
Vision Planning
As a leader in the church, you want to make good decisions. Strategic Planning for Ministry is about making good decisions—decisions that foster a congregation's spiritual and numerical growth.
To help your congregation's leadership members come together and revisit ministry plans that have been in place for a number of years but need "freshening up," consider a one-day Vision Affirmation Workshop.
Part of making good decisions when either creating or revamping ministry plans involves knowing the community in which your ministry operates. Demographic Services can help by providing more than just data on family size and income; the information we offer through our partner, MissionInsite, is available online with community trends and lifestyle/values segmentation information critical to developing ministry plans.
For more information about any of these services, contact your District Vice President.
Turn Mission Wishes to Realities
Have a "wish" list? Need funds to replace equipment, renovate space, add child-care services or make efficiency upgrades? LCEF is a trusted partner for architectural advice, a stewardship campaign, expert building assistance and a loan. Whatever the "wishes," LCEF can help make realities.
Tackle Smaller Projects Now
Your congregation may not be ready to build a new church, but you still need more space. Ask Laborers For Christ to help. By being a spiritual and building partner, your ministry or congregation gains from Laborers’ witness and efforts to strengthen ministry, alongside their construction expertise. As one Laborer said, "There’s more to faith than just going to church on Sunday."