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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
We will joyfully assist your organization through the steps of uncovering a ministry strategy that is based on God's plan for your members, developing the leaders to help you fulfill the plan and providing sound reasoning behind the decisions made.
Strategic Planning for Ministry
What factors play into decisions made about budget, facilities, and ministry? LCEF's consultants will help you develop a strategic ministry plan that represents your members' best understanding of God's calling for your congregation and His plan to accomplish it.
Strategic Planning for Ministry is grounded in the Word, and after participating in the process you will know who you are as a congregation, for what you stand, where you are going and how you will get there. We will work with you to motivate the Body of Christ for God's purposes, mobilizing your members for active Christian outreach.
Strategic Planning for Ministry is made available through our CFS ministry. Contact CFS today to get started.
Tackle Smaller Projects Now
Your congregation may not be ready to build a new church, but you still need more space. Ask Laborers For Christ to help. By being a spiritual and building partner, your ministry or congregation gains from Laborers’ witness and efforts to strengthen ministry, alongside their construction expertise. As one Laborer said, "There’s more to faith than just going to church on Sunday."
Ease Debt with Mission Partner
With low interest rates, now is an opportune time to let LCEF help ease your congregation’s debt burden through the refinancing of higher-rate loans with other lenders. An LCEF loan comes with the long-term benefits of a partnership that assists other ministries and supports church workers. Besides working with you to reach more people and extend the possibilities for your ministry, we understand your mission.