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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
We will joyfully assist your organization through the steps of uncovering a ministry strategy that is based on God's plan for your members, developing the leaders to help you fulfill the plan and providing sound reasoning behind the decisions made.
Strategic Planning for Ministry
What factors play into decisions made about budget, facilities, and ministry? LCEF's consultants will help you develop a strategic ministry plan that represents your members' best understanding of God's calling for your congregation and His plan to accomplish it.
Strategic Planning for Ministry is grounded in the Word, and after participating in the process you will know who you are as a congregation, for what you stand, where you are going and how you will get there. We will work with you to motivate the Body of Christ for God's purposes, mobilizing your members for active Christian outreach.
Strategic Planning for Ministry is made available through our CFS ministry. Contact CFS today to get started.
Loan Rates to Suit Your Needs
There are times when a floating-rate loan makes sense, and there are times when a fixed rate is better suited for your ministry. LCEF offers both, depending on your organization’s needs. If you and your leadership team are unsure which would be the best option, contact your LCEF District Vice President.
Christian Partner for Funding
If your congregation is remodeling, building a sanctuary, upgrading systems for efficiency or expanding its daycare center, we have loan funds available to assist you. We offer personal, caring, Christian services that help you bear witness to Jesus Christ and to those that do not know Him.