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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
There are many ways stewardship can be taught and experienced. Supporting your efforts, LCEF has resources that can supplement or begin your stewardship education program.
Stewardship Education
Our church body defines Christian stewardship as the free and joyous activity management of life and life's resources for God's purposes. Stewardship is not just a matter of money, but also a sharing of the good news of Jesus, using our time and talents for ministry, and taking care of God's creation and our own bodies.
For whole-congregation approach to stewardship, LCEF offers the Consecrated Stewards program. To target smaller groups through Bible study, consider ordering the six-week Bible study called "Journey of Discovery."
Your youngest members can also become involved in stewardship education through the K.I.D.S. (Kids Into Discipleship and Stewardship) Stamp Program and K.I.D.S. Count curriculum resource.
Tackle Smaller Projects Now
Your congregation may not be ready to build a new church, but you still need more space. Ask Laborers For Christ to help. By being a spiritual and building partner, your ministry or congregation gains from Laborers’ witness and efforts to strengthen ministry, alongside their construction expertise. As one Laborer said, "There’s more to faith than just going to church on Sunday."
Christian Partner for Funding
If your congregation is remodeling, building a sanctuary, upgrading systems for efficiency or expanding its daycare center, we have loan funds available to assist you. We offer personal, caring, Christian services that help you bear witness to Jesus Christ and to those that do not know Him.