Lutheran Church Extension Fund
Lutheran Church Extension Fund
Services
LCMS Organizations
Stewardship Education

Loan Rates

New Mission Starts4.125%
Congregational4.500%
Specialized Ministries2.500%
RCW Mortgage APR3.590%
 

Investment Rates

StewardAccount®0.375% - 1.000%
Family Emergency1.125%
5-Year Term Note1.625%

There are many ways stewardship can be taught and experienced. Supporting your efforts, LCEF has resources that can supplement or begin your stewardship education program.

Stewardship Education

Our church body defines Christian stewardship as the free and joyous activity management of life and life's resources for God's purposes. Stewardship is not just a matter of money, but also a sharing of the good news of Jesus, using our time and talents for ministry, and taking care of God's creation and our own bodies.

For whole-congregation approach to stewardship, LCEF offers the Consecrated Stewards program. To target smaller groups through Bible study, consider ordering the six-week Bible study called "Journey of Discovery."

Your youngest members can also become involved in stewardship education through the K.I.D.S. (Kids Into Discipleship and Stewardship) Stamp Program and K.I.D.S. Count curriculum resource.

Coaching for Today's Ministry

Pastor Coaching Ministry is a process of personal renewal through one-on-one sessions with highly respected, ministry-tested pastors. This service is a great investment for congregations and pastors who desire to minister in today's rapidly changing culture. Participating pastors often strengthen leadership skills and gain clarity in God’s purpose for them.

Retirement Dreams Help Ministry

Your dreams of retirement can actually help LCMS ministries fulfill their dreams of carrying out God's plan, while staying vital and financially healthy. An LCEF IRA puts funds to work as an investment for you, and makes funds available for loans to rostered church workers, congregations, schools and universities, and other ministries.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
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