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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
Community Data for Defining Your Mission
LCMS Districts with MissionInsite
New in 2010, demographics reports are available through MissionInsite, an online resource for community population data and trends. This online resource may be available directly from your district—check below to find out more about your district's demographics services. If it does not have MissionInsite, the LCEF national office staff will be happy to help.
To preview the MissionInsite system, visit www.missioninsite.com.
MissionInsite Contact
If your district is not listed, please contact the LCEF national office for reports and costs.
Mission Fulfillment Now and for Future
Funding a ministry through a loan often involves the inevitable: paying interest. With an LCEF loan, you become a partner with other LCMS borrowers and investors in building the church. As a loan is repaid, those dollars become available to other congregations to build or update their facilities to serve this and future generations.
Turn Mission Wishes to Realities
Have a "wish" list? Need funds to replace equipment, renovate space, add child-care services or make efficiency upgrades? LCEF is a trusted partner for architectural advice, a stewardship campaign, expert building assistance and a loan. Whatever the "wishes," LCEF can help make realities.