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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
Building on the popular "New Consecration Sunday Stewardship Program" by Herb Miller, Consecrated Stewards reaches the maximum number of people in the most spiritual setting.
Consecrated Stewards
Consecrated Stewards is based on the need of the giver to give, not the need of the church to receive, and is not tied to the church budget. Most congregations that participate report increases to annual commitments of 15% to 35%.*
Consecrated Stewards can be conducted as a standalone program or part of a CFS capital campaign.
Features:
- Ties the commitment process to the Sunday morning act of worship.
- Does not have members asking other members one-on-one for a financial commitment.
- Can be used any time during the year.
Going beyond the New Consecration Sunday Stewardship Program, it provides:
- Solid Lutheran Bible study materials and sermon outlines
- Guidance for stewardship witness talks
- A process to celebrate congregation ministries
- Publicity and communication aids
- An optional workshop for leaders
- An LCEF trained and certified Guest Leader
Become a Consecrated Stewards Leader
- Want to help congregations in your district stop talking about money and start talking about ministry while experiencing a significant increase* in annual envelope giving? Be a part of an LCMS-wide effort.
- As a certified, trained Guest Leader, you conduct a mini-workshop or Bible study the Sunday before Commitment Sunday for congregations.
Call 1-800-843-5233 if you are ready to be a part of this Stewardship process.
Guiding Principles of Consecrated Stewards
Dr. Art Scherer, CFS Regional Consultant and former Southeastern District President, presents the guiding principles behind Consecrated Stewards, key elements of the program, materials, costs, and ways LCMS districts can implement this fresh approach to raising up stewards in response to God's love and grace. See our Multimedia Center for his presentations.
* Individual results vary. Increases in amounts committed to annual envelope giving typically range between 15% and 35%. A congregation's results could be more or less. LCEF cannot guarantee results in a Consecrated Stewards program or the fulfillment of the commitments. Success depends upon the cooperation and participation of congregation members.
Conserve Resources with LCEF's Help
Renovations to facilities often save utility costs and free resources for ministry. Consider an LCEF loan to create more energy efficient buildings or update for better accessibility. The Architectural Advisory Committee Laborers For Christ can provide recommendations and help implement your projects.
Christian Partner for Funding
If your congregation is remodeling, building a sanctuary, upgrading systems for efficiency or expanding its daycare center, we have loan funds available to assist you. We offer personal, caring, Christian services that help you bear witness to Jesus Christ and to those that do not know Him.