
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
LCEF is properly licensed or exempt from such requirements in the states where loans are offered to LCMS rostered church workers. CA: Financial Lender License (6037619); CO: Mortgage Company Registration (3444); FL: Mortgage Lender License (ML100000084); ID: Regulated Lender License (RRL-651); IL: Residential Mortgage License (MB.0006057) & Consumer Installment Loan License (2711); IN: First Lien Mortgage Lending License (11015) & Subordinate Lien Mortgage Lending License (11341); IA: Mortgage Banker Registrant License (2000-0057) & Consumer Credit Notification License (200009695); KS: Mortgage Company License (MC.0025037); MD Consumer Loan License (900); MI: First Mortgage Broker/Lender/Servicer License (FL2194) & Second Mortgage Broker/Lender/Servicer Registrant License (SR0016005) & Regulatory Loan Act License (RL3037); MN: Residential Mortgage Originator License (MN-MO-20211170); MO: Residential Mortgage Loan Broker License (10-1885) & Consumer Credit Small Loan Company License (367-01-0115); MT: Consumer Loan License (560); NE: Mortgage Banker License (540); ND: Money Broker License (MB100280); OH: Mortgage Loan Act Certificate of Registration License (SM.501020.000); OR: Consumer Finance/ Conventional Loan License (0205-001-C); SD: Non-Profit Money Lender License (NMYL.2314); TX: Auxiliary Mortgage Loan Activity Company License (3444); UT: Consumer License (ME00061155); WA: Consumer Loan Company License (CL-3444); WI: Mortgage Banker License (374BA) and Consumer License; WY: Supervised Lender License (SL1538).
Lutheran Church Extension Fund-Missouri Synod (LCEF) (NMLS#: 3444)