Home Equity Loans for Rostered Church Workers

Homeowners often use the money from these types of loans to pay off higher-interest debt, purchase an automobile, make large-scale home improvements, pay tuition or for other major purchases. Our home equity loans offer competitive and fixed interest rates that allow borrowers to consolidate bills into one monthly payment.

LCEF home equity loans are available to qualified applicants in approved states who have an existing first mortgage. Before submitting your application, please view the approved states in which LCEF is able to provide RCW housing loans.

Features:

• Fixed rates so monthly payments remain the same for a specific period of time.
• Competitive interest rates (often lower than credit cards and other consumer loans).
• Interest payments may be tax deductible.*
• Ability to consolidate several bills into one single payment.
• Friendly, knowledgeable loan officers and servicing staff.
• Internet and automated telephone access to loan information.

*Consult your tax advisor.

Program participants receive and give the "ministry dividend." We ask that you also invest with LCEF (in which you earn a competitive interest rate), and these invested dollars further help us help other church workers in the future. Your true investment is in helping others—just as others have helped you.

If you have questions, you may contact us or see the frequently asked questions.

Download an application.