Loans for Rostered Church Workers

LCEF is proud to offer LCMS commissioned or ordained ministers (active or emeritus status) and teachers that are rostered:

• residential loans to purchase or refinance primary, single-family residences;
• consolidation loans for education, credit cards, taxes, medical expenses, auto repairs, etc.; and,
• home equity loans.

Before submitting your application, please view the list of states in which LCEF is able to provide RCW residential and home equity loans.

State disclosures are available here.

You can monitor your loan through MyAccount online service. MyAccount promotes the good stewardship of resources, helping us reduce administrative costs which in turn helps keep loan and service rates as low as possible.

MyAccount access is granted through an application process to investors and loan customers. Fill out an application to receive your user name and password.

You may pay your LCEF loan with funds from another financial institution. Authorization form for Automated Electronic Loan Payments. Before using this feature, please read the Electronic Funds Transfer Agreement and Disclosure.

If you have questions, you may contact us or see the frequently asked questions.