Consolidation Loans

This program is designed to lend personal financial management assistance and to help consolidate debt into one monthly payment.

Consolidation Loans for Rostered Church Workers

Features:

  • Competitive interest rates.
  • Ability to consolidate outstanding unsecured loans such as credit cards, medical fees, or taxes.
  • Friendly, knowledgeable loan officers.
  • Internet and automated telephone access to loan information.

LCEF consolidation loans are available to qualified applicants in approved states.

Program participants receive and give the "ministry dividend." We ask that you also invest with LCEF (in which you earn a competitive interest rate), and these invested dollars further help us help other church workers in the future. Your true investment is in helping others—just as others have helped you.

If you have questions, you may contact us or see the frequently asked questions.

Download an application.

Tomorrow Comes Too Quickly

Have you ever said, "I’ll take care of that tomorrow?" What if you need emergency cash today, but always delayed until "tomorrow" setting up a "rainy day" fund? An unexpected expense can sabotage your monthly budget. So make room in your budget now for a regular, monthly deposit to a Family Emergency StewardAccount®. The investment builds over time and earns a competitive rate.

Traditional or Roth, LCEF Offers It

Unsure about whether to open a traditional or a Roth IRA? There are many points to consider; this brochure may help. LCEF offers both types, whichever path you choose. By investing with LCEF, your retirement funds earn a steady, competitive rate while benefiting LCMS ministries. Making funds available now and for the future is our mission.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
©2011 Lutheran Church Extension Fund. All rights reserved.