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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
This program is designed to lend personal financial management assistance and to help consolidate debt into one monthly payment.
Consolidation Loans for Rostered Church Workers
Features:
- Competitive interest rates.
- Ability to consolidate outstanding unsecured loans such as credit cards, medical fees, or taxes.
- Friendly, knowledgeable loan officers.
- Internet and automated telephone access to loan information.
LCEF consolidation loans are available to qualified applicants in approved states.
Program participants receive and give the "ministry dividend." We ask that you also invest with LCEF (in which you earn a competitive interest rate), and these invested dollars further help us help other church workers in the future. Your true investment is in helping others—just as others have helped you.
If you have questions, you may contact us or see the frequently asked questions.
Turn Mission Wishes to Realities
Have a "wish" list? Need funds to replace equipment, renovate space, add child-care services or make efficiency upgrades? LCEF is a trusted partner for architectural advice, a stewardship campaign, expert building assistance and a loan. Whatever the "wishes," LCEF can help make realities.
Look to LCMS Funding Partner
You may have a loan partner in your community, but do you have a funding and ministry partner? There are thousands of dedicated investors that want to help build a church, school or child-care facility. That's why they invest in LCEF. If your ministry is looking for a loan partner, choose one that has investors and staff members that share your Christian values.