
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |

Not all loans are for building projects. We have loan dollars and ministry-focused services available to help your organization fulfill God's mission.
Lines-of-credit loans are to be used for anticipated cash flow deficiencies in operating budget on a recurring basis.
If you have questions, you may contact us or see the frequently asked questions.
Renovations to facilities often save utility costs and free resources for ministry. Consider an LCEF loan to create more energy efficient buildings or update for better accessibility. The Architectural Advisory Committee Laborers For Christ can provide recommendations and help implement your projects.
Your congregation’s stewardship efforts should give clear witness to the Christian faith. Bring more joy to their giving with a concentrated, Lutheran stewardship campaign for a specific goal or stewardship education that can be conducted at any time with adults and children. LCEF's consultants and materials are tailored to your ministry.