Lutheran Church Extension Fund

Printed date: May 16, 2012

Investment Rates for May 2012

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Investment	Minimum	Term
Term Notes - Fixed Rates	$500.00	6 Months
	$500.00	9 Months
	$500.00	1 Year
	$500.00	18 Months
	$500.00	2 Years
	$500.00	3 Years
	$500.00	5 Years
	$500.00	6 - 10 Years
	$500.00	11 - 15 Years
	$500.00	16 - 20 Years
Term Notes - Floating Rates	$100.00	30 Months
Term Notes - Floating Rates	$100.00	60 Months
StewardAccount® Rates (Not available for IRAs)	$100.00	---
	$1,000.00	---
	$5,000.00	---
	$10,000.00	---
Family Emergency StewardAccount®	$25.00 **	---
Dedicated Certificates (Not available for IRAs) (Minimum for minor accounts $25)	$100.00	---
	$1,000.00	---
	$5,000.00	---
Next Generation Note Yield Disclosure *** (Not available for IRAs)	$5,000.00	5 Years
5 Year Step Up (Fixed Rate)	$500.00	5 Years

May
Rate	APY *
0.250%	0.250%
0.375%	0.376%
0.500%	0.501%
0.625%	0.626%
0.750%	0.752%
1.000%	1.004%
1.625%	1.635%
1.875%	1.888%
2.125%	2.142%
2.750%	2.778%
0.500%	0.501%
1.040%	1.044%
0.375%	0.376%
0.500%	0.501%
0.625%	0.627%
1.000%	1.005%
1.125%	1.131%
0.250%	0.250%
0.375%	0.376%
0.500%	0.501%
3.125%	3.162%
2.500%	2.524%

June
Rate	APY *
0.250%	0.250%
0.375%	0.376%
0.500%	0.501%
0.625%	0.626%
0.750%	0.752%
1.000%	1.004%
1.625%	1.635%
1.875%	1.888%
2.125%	2.142%
2.750%	2.778%
0.500%	0.501%
1.040%	1.044%
0.375%	0.376%
0.500%	0.501%
0.625%	0.627%
1.000%	1.005%
1.125%	1.131%
0.250%	0.250%
0.375%	0.376%
0.500%	0.501%
3.125%	3.162%
2.500%	2.524%


Congregation Investment	Minimum	Term
StewardAccount® Rates	$100.00	---
	$250,000.00	---
	$500,000.00	---
	$1,000,000.00	---
Congregation Demand Rates	$100.00	---
Cemetery Perpetual Care Investment	$1,000.00	---
	$25,000.00	---
	$50,000.00	---
	$100,000.00	---
5-Year Fixed-Rate Cong Endowments	$1,000.00	5 Years
	$10,000.00	5 Years
	$100,000.00	5 Years
60-Month Floating-Rate Cong Endowments	$1,000.00	60 Months
	$10,000.00	60 Months
	$100,000.00	60 Months

May
Rate	APY *
0.750%	0.753%
0.875%	0.879%
1.000%	1.005%
1.125%	1.131%
0.500%	0.501%
0.750%	0.753%
0.875%	0.879%
1.000%	1.005%
1.250%	1.257%
1.425%	1.433%
1.550%	1.559%
1.675%	1.686%
1.425%	1.433%
1.550%	1.559%
1.675%	1.686%

June
Rate	APY *
0.750%	0.753%
0.875%	0.879%
1.000%	1.005%
1.125%	1.131%
0.500%	0.501%
0.750%	0.753%
0.875%	0.879%
1.000%	1.005%
1.250%	1.257%
1.425%	1.433%
1.550%	1.559%
1.675%	1.686%
1.425%	1.433%
1.550%	1.559%
1.675%	1.686%


Exclusive IRA Investment Products	Minimum	Term
Jumbo Fixed-Rate Notes	$100,000.00	5 Years
Jumbo Floating-Rate Notes	$100,000.00	60 Months
Dedicated Certificates	$100.00	---
	$1,000.00	---
	$5,000.00	---
	$10,000.00	---

May
Rate	APY *
2.000%	2.015%
1.415%	1.423%
0.375%	0.376%
0.500%	0.501%
0.625%	0.626%
1.000%	1.004%

June
Rate	APY *
2.000%	2.015%
1.415%	1.423%
0.375%	0.376%
0.500%	0.501%
0.625%	0.626%
1.000%	1.004%


HSA FlexPlus Certificates	Minimum	Term
HSA FlexPlus Certificates	$1.00	---
	$2,500.00	---
	$5,000.00	---
	$15,000.00	---

May
Rate	APY *
0.875%	0.879%
1.375%	1.384%
1.750%	1.764%
2.375%	2.401%

June
Rate	APY *
0.875%	0.879%
1.375%	1.384%
1.750%	1.764%
2.375%	2.401%

For more information or to obtain an LCEF Offering Circular, call 1-800-843-5233. You also may request an Offering Circular online. Your request will be processed by the next business day.

* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.

** Electronic investments required on at least a monthly basis until the balance reaches $10,000.00.

*** In conjunction with the purchase of the Next Generation Note, you have made a contribution to the LCEF. A portion of this contribution is non-deductible and considered a premium on the purchase of the note since you are receiving a benefit in return for the contribution (i.e., a higher interest rate than similar products on the balance of the note). If the non-deductible portion of the contribution (premium) is deducted from the interest on the note, the yield-to-maturity will be reduced. Please consider this before investing. (This product is not available for IRAs.)

Information on this web page is of a general nature and is not intended to be legal, accounting or tax advice. Neither the Lutheran Church Extension Fund nor its representatives give legal, accounting or tax advice. You should consult with your attorney and/or tax advisor as to the applicability of this information to your own situation.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC‐insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.