Lutheran Church Extension Fund
Lutheran Church Extension Fund
Investments
LCMS Organizations
Term Note

Loan Rates

New Mission Starts4.125%
Congregational4.500%
Specialized Ministries2.500%
RCW Mortgage APR3.590%
 

Investment Rates

StewardAccount®0.375% - 1.000%
Family Emergency1.125%
5-Year Term Note1.625%

Targeting a specific date for some investments can help plan for major events such as new construction or expansion, major repairs or upgrades, or simply for the continued financial health of your ministry.

Short- and Long-Term Investment Options

Organizations have different goals for different streams of their income. For part of that income, you may wish to have it invested for a specific amount of time. LCEF's Term Notes might be the right choice: the funds are invested for a set timeframe and are redeemable at the end of the term or available for re-investment.

You may select:

  • Fixed-Rate Term Note—this note carries a constant interest rate, and requires a $500 minimum investment. Variety of terms available from 6 months to 20 years.
  • Floating-Rate Term Note—rate is adjusted monthly based on prevailing market rates, and requires a $100 minimum investment. 30-month and 60-month terms available. Investments of $25 or more accepted throughout the term.

For complete disclosure information about LCEF, see the Offering Circular or request a copy by calling 1-800-843-5233.

Celebrate Art & Architecture

Examples of remarkable structures that celebrate our faith will be honored through the Architectural Advisory Committee's Art and Architecture Award program. Find out how your church, school or ministry can participate. The deadline for entry is June 15, 2012. Awards will be presented during the LCEF Fall Leadership Conference in November.

Tools for Managing Ministry Finances

LCEF is a partner that understands how best to fund and sustain ministries. LCEF offers a variety of loans, including lines of credit for cash-flow purposes. Used with the StewardAccount® investment, with its competitive rates, and the free electronic tithing service Joyful Response®, your ministry can be the best financial steward possible.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
©2011 Lutheran Church Extension Fund. All rights reserved.