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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
Having your organization's assets invested doesn't mean that the funds have to be inaccessible. A Demand Certificate means that you may make withdrawals or redemptions whenever necessary.
Demand Certificates
Demand Certificates earn a competitive interest rate while allowing for maximum accessibility. Your organization can make unlimited deposits and penalty-free redemptions, with no specified maturity date on the investment.
Features:
- Minimum $100 investment to open.
- Floating interest rates that adjust the first day of each month.
- Interest compounded and paid quarterly.
- Quarterly statements.
This investment provides a conservative way to build your organization's capital fund.
Project Solutions from Start to Finish
LCEF provides services for ministries with a vision for serving their community, a need to build with a witness partner and a desire to bring out the most in their community's stewardship potential. Intent on strengthening the church, LCEF supports LCMS organizations with a variety of resources in addition to loans and investments.
Christian Partner for Funding
If your congregation is remodeling, building a sanctuary, upgrading systems for efficiency or expanding its daycare center, we have loan funds available to assist you. We offer personal, caring, Christian services that help you bear witness to Jesus Christ and to those that do not know Him.