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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
Having your organization's assets invested doesn't mean that the funds have to be inaccessible. A Demand Certificate means that you may make withdrawals or redemptions whenever necessary.
Demand Certificates
Demand Certificates earn a competitive interest rate while allowing for maximum accessibility. Your organization can make unlimited deposits and penalty-free redemptions, with no specified maturity date on the investment.
Features:
- Minimum $100 investment to open.
- Floating interest rates that adjust the first day of each month.
- Interest compounded and paid quarterly.
- Quarterly statements.
This investment provides a conservative way to build your organization's capital fund.
Be Prepared for the Unexpected
Don't let financial emergencies sabotage your monthly budget. Start a Family Emergency StewardAccount® to help you cover unexpected expenses, while also providing funds LCMS organizations need for their ministry needs.
Turn Mission Wishes to Realities
Have a "wish" list? Need funds to replace equipment, renovate space, add child-care services or make efficiency upgrades? LCEF is a trusted partner for architectural advice, a stewardship campaign, expert building assistance and a loan. Whatever the "wishes," LCEF can help make realities.