Lutheran Church Extension Fund
Lutheran Church Extension Fund
Investments
LCMS Members and Businesses
StewardAccount

Loan Rates

New Mission Starts4.125%
Congregational4.500%
Specialized Ministries2.500%
RCW Mortgage APR3.590%
 

Investment Rates

StewardAccount®0.375% - 1.000%
Family Emergency1.125%
5-Year Term Note1.625%

A busy lifestyle doesn't mean you can't complete daily tasks with the Lord's work in mind. A StewardAccount® provides you with convenient access to your funds while creating ministry and education opportunities.

Online Convenience with StewardAccount®

LCEF's StewardAccount® is an interest-bearing investment. This account offers online services through MyAccount. By using the online features, you're promoting the good stewardship of resources. We can reduce administrative costs and keep loan rates to churches, schools, and church workers as low as possible.

StewardAccount Features:

  • Minimum $100 investment to open account.
  • Variable interest rates adjusted monthly.
  • Interest compounded and paid monthly.
  • Free check writing and optional Visa® Debit Card access.
  • Tiered interest rates that rise as your balance grows.
  • Unlimited number of checks per month, with per-check minimum of $250.
  • No monthly maintenance or membership fees.
  • Free MyAccount online services, including bill pay and e-statements.

For complete disclosure information about LCEF, see the Offering Circular or request a copy by calling 1-800-843-5233.

Note: The StewardAccount is not available to investors living in South Carolina. StewardAccount access services are offered through UMB Bank, n.a.

Fees may be charged for customer-initiated special service requests.

Paying for Health Expenses

If you have a high-deductible healthcare plan, invest to cover the costs of qualified expenses. A health savings account (HSA) can roll over each year.

Continue Tradition of LCMS Support

Educate those you love as to what is truly important about how you’ve invested. In your life’s journey, you may have invested to buy a house, send your children to college or for unexpected expenses. Maybe you’ve used it for retirement. Explain to your loved ones how your LCEF investment has helped create places for sharing the Gospel and supported ministries seeking to help their communities.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
©2011 Lutheran Church Extension Fund. All rights reserved.