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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
Investments with LCEF meet your basic requirements: earn a competitive rate of return, help other ministries with loans and services and—most of all—support work being done to fulfill the Great Commission.
General Investments
In your designated plan for investments, you may have funds that you'd like to invest for a long period of time. In order to keep your plan flexible, you may need to access the funds or add to them as you wish with no penalties. LCEF's Dedicated Certificate investment has no maturity date.
Features:
- Minimum $100 (custodial investments for minors: $25) investment.
- Additional investments can be made at any time.
- Full and partial redemptions allowed.
- Tiered interest rates that rise as your balance grows.
- Interest compounded and paid quarterly.
To start your kids on a good path to investing, sharing and spending, ask if your school or church participates in the K.I.D.S. Stamp Program.
For complete disclosure information about LCEF, see the Offering Circular or request a copy by calling 1-800-843-5233.
Fees may be charged for customer-initiated special service requests.
Christian Partner for Funding
If your congregation is remodeling, building a sanctuary, upgrading systems for efficiency or expanding its daycare center, we have loan funds available to assist you. We offer personal, caring, Christian services that help you bear witness to Jesus Christ and to those that do not know Him.
Be Prepared for the Unexpected
Don't let financial emergencies sabotage your monthly budget. Start a Family Emergency StewardAccount® to help you cover unexpected expenses, while also providing funds LCMS organizations need for their ministry needs.