Investing for Emergencies

You never know when there may be a need for funds not allocated in your monthly budget. The Family Emergency StewardAccount is an investment that builds over time with your systematic deposits through electronic funds transfer (EFT) and interest earned. But you can access the funds easily in the case of an urgent need.

Features:

• Minimum $25 investment to open account.
• Minimum $25 monthly electronic investment required until account reaches and maintains a balance of $10,000 or more.
• Interest compounded and paid monthly at month end.
• Interest rates adjusted monthly.
• No maintenance or membership fees.
• Initial quantity of checks provided FREE; replacement orders competitively priced.
• Per-check minimum of $250.
• Limit of 12 checks per calendar year.

For complete disclosure information about LCEF, see the Offering Circular or request a copy by calling 1-800-843-5233.

Note: The StewardAccount is not available to investors living in South Carolina. StewardAccount access services are offered through UMB Bank, n.a.

Fees may be charged for customer-initiated special service requests.