Lutheran Church Extension Fund
Lutheran Church Extension Fund
Investments

Loan Rates

New Mission Starts4.125%
Congregational4.500%
Specialized Ministries2.500%
RCW Mortgage APR3.590%
 

Investment Rates

StewardAccount®0.375% - 1.000%
Family Emergency1.125%
5-Year Term Note1.625%

LCEF offers a wide array of investment opportunities to help individuals and LCMS organizations meet their investment goals while supporting the overall mission and ministry of the church.

As an LCEF investor, you earn competitive rates of interest, retain ownership of investment balances, and maintain accessibility of funds. While meeting your investment goals, your invested resources will be shared with fellow Lutherans, making LCEF loans and related services possible. Investments are open to individuals and organizations within the LCMS. You may also use LCEF for family trusts or business investments.

LCMS Members and Businesses

Bringing you investment options that best suit you and your families' needs is important. The choices LCEF offers are meant to be just a part of your overall financial plan, filling critical pieces of the "pie."

Learn more about investments for LCMS Members and Businesses:

LCMS Organizations

LCEF knows you may need to manage cash for everyday expenses or investments for endowments and future capital expenditures. We work with you to ensure the investments make sense for your distinctive needs.

Learn more about investments for LCMS Organizations:

Investment Info

Below are links to information you will need to make a decision on which investments to choose now and managing your investment in the future. Our Information Representatives can be reached at 1-800-843-5233 if you need further assistance.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
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