Lutheran Church Extension Fund
Lutheran Church Extension Fund
Products & Services

Loan Rates

New Mission Starts4.375%
Congregational4.750%
Specialized Ministries2.750%
RCW Mortgage APR3.844%
View all loan rates and licensing.
 

Investment Rates

StewardAccount®0.375% - 1.250%
Family Emergency1.375%
5-Year Term Note1.875%
View all investment rates.

We are thankful for the partnership LCEF has with LCMS members, church leaders, congregations, schools and ministries. By working together, we can support one another and create more opportunities for sharing the Gospel.

Investments

Your support of LCMS ministries can be expressed through an LCEF investment. Investments fund the loans we provide LCMS church workers and organizations, including churches and schools. Meeting your own financial goals can also help church members and ministries meet their financial needs and create more opportunities for ministry.

Learn more about investments for:

Loans

Providing funds at a reasonable rate has been the cornerstone of Church Extension since it began in 1902. LCEF provides low-cost loans to build and maintain the places LCMS organizations use to help fulfill God's mission. It also provides rostered church workers personal loan assistance so they can stay focused on their ministry.

Learn more about loans for:

Services

LCEF offers resources to complement loans and investments, with the goal of enhancing your ministry. These resources assist pastors and organizations with office operations, stewardship and ministry marketing; create cost savings through architectural and construction services; develop leadership and ministry plans.

Learn more about services for:

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
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