Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
| New Mission Starts | 4.125% |
| Congregational | 4.500% |
| Specialized Ministries | 2.500% |
| RCW Mortgage APR | 3.590% |
| StewardAccount® | 0.375% - 1.000% |
| Family Emergency | 1.125% |
| 5-Year Term Note | 1.625% |
We are thankful for the partnership LCEF has with LCMS members, church leaders, congregations, schools and ministries. By working together, we can support one another and create more opportunities for sharing the Gospel.
Your support of LCMS ministries can be expressed through an LCEF investment. Investments fund the loans we provide LCMS church workers and organizations, including churches and schools. Meeting your own financial goals can also help church members and ministries meet their financial needs and create more opportunities for ministry.
Learn more about investments for:
Providing funds at a reasonable rate has been the cornerstone of Church Extension since it began in 1902. LCEF provides low-cost loans to build and maintain the places LCMS organizations use to help fulfill God's mission. It also provides rostered church workers personal loan assistance so they can stay focused on their ministry.
Learn more about loans for:
LCEF offers resources to complement loans and investments, with the goal of enhancing your ministry. These resources assist pastors and organizations with office operations, stewardship and ministry marketing; create cost savings through architectural and construction services; develop leadership and ministry plans.
Learn more about services for:
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