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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
MyAccount is a secure online service in which investors and borrowers can quickly access LCEF investment and loan information and statements, as well as conduct transactions from certain accounts.
MyAccount
Welcome to MyAccount online financial services provided by the Lutheran Church Extension Fund. MyAccount promotes the good stewardship of resources. By using these financial services, you help us reduce administrative costs, which in turn allows us to keep loan rates to churches, schools, and church workers as low as possible.
Enjoy the ease and convenience of accessing your LCEF account information and statements—anywhere you have Internet access!
- View account history and balances.
- Access electronic statements.
- Utilize calculators for various things such as loan payments.
- Make internal/external transfers.
- Review loan payment history.
- Schedule one-time and recurring payments, or principal-only transactions.
- Inform LCEF of address and email changes.
- Contact LCEF staff via secure email system.
Apply today!
MyAccount access is granted through an application process to investors and loan customers. You may fill out an application and send it in to receive your user name and password.
Online Agreement
Review the Terms & Conditions of your MyAccount agreement.
Questions?
If you need more information about MyAccount, review our Frequently Asked Questions (FAQs).
Paying for Health Expenses
If you have a high-deductible healthcare plan, invest to cover the costs of qualified expenses. A health savings account (HSA) can roll over each year.
Big Events Support Churches, Schools
Planning a wedding, buying a new house or retiring in the near future? Targeting a specific date for some of your investments can help fund those plans. Term notes are invested for a specific period of time and remain yours to redeem at the end of the term or to re-invest. While invested, they are not only building your dreams, but helping fund a loan for a school or church.