LCEF - RCW Residential Loans (Purchasing/Refinancing)

LCEF is proud to offer its Residential Loan Program to LCMS rostered church workers. This program offers LCMS ordained and commissioned ministers a housing loan option with competitive interest rates, a low down payment requirement, and no PMI. Minimizing the financial burden allows church workers to focus more time on their ministries and families.

About RCW Residential Loans		Benefits
In response to the request of the Synod and as approved at the 1998 LCMS Convention, LCEF is proud to offer its Residential Loan Program to LCMS rostered church workers. This program offers LCMS ordained and commissioned ministers (on active or emeritus status) another housing loan option when searching for a residence. Minimizing the financial burden of a new mortgage allows church workers to focus more of their time on their ministries and families. LCEF residential loans are available to qualified applicants in approved states. A list of approved and non-approved states is available here.		Competitive interest rates. Lower down payment obligations. No private mortgage insurance (PMI) required. Friendly, knowledgeable loan officers. Internet and automated telephone access to loan information. Program participants receive the “ministry dividend.” Investments at LCEF earn a competitive interest rate, and these invested dollars also help further the Lord’s work. Your true investment is in helping others—just as they are helping you.

RCW Residential Loans Forms		RCW Residential Loans Brochures
Credit Report Authorization and Release Rostered Church Worker Residential Loan Application Additional Forms		Rostered Church Worker Residential Loan "Buying Your Home" Booklet Rostered Church Worker Residential Loan Consumer Handbook on Adjustable Rate Mortgages Additional Brochures

LOANS

Low Down Payment and No PMI