To Start The Process

Contact your District Vice President. They are a valuable resource and your local representative in the process.

Natural Disaster Loan Program

This loan and building assistance program is available to all eligible LCMS rostered church workers located in natural disaster areas as declared by federal, state or local officials.

Natural Disaster Loan Program For Rostered Church Workers

• First 12 months: 0% interest, no payment required.
• Loan balance due at end of 12 months or may be refinanced and amortized up to 72 months based on market rate and established LCEF lending guidelines.

All loans are subject to loan underwriting.

If you currently have an RCW loan with LCEF, you may be eligible for other considerations.