Have questions? Contact us at 800-843-5233

Interest Rates

Our goal is to provide consistently competitive interest rates, which are set monthly, based on regional and national rates published by the Bank Rate Monitor™.

	Minimum	Term	Rate	APY
Personal Investments
Dedicated Certificate
(not available in South Carolina)	$25.00 (minor account only)	---	0.250%	0.250%
	$100.00	---	0.250%	0.250%
	$1,000.00	---	0.375%	0.376%
	$5,000.00	---	0.500%	0.501%
IRA Dedicated Certificate
(not available in South Carolina)	$100.00	---	0.250%	0.250%
	$1,000.00	---	0.375%	0.376%
	$5,000.00	---	0.500%	0.501%
	$10,000.00	---	0.750%	0.752%
StewardAccount
(not available in South Carolina)	$100.00	---	0.250%	0.250%
	$1,000.00	---	0.375%	0.376%
	$5,000.00	---	0.500%	0.501%
	$10,000.00	---	0.750%	0.753%
Family Emergency StewardAccount
(not available in South Carolina)	$25.00	---	0.875%	0.879%
Term Notes and IRA Term Notes - Fixed
	$500.00	6 months	0.125%	0.125%
	$500.00	9 months	0.250%	0.250%
	$500.00	1 year	0.375%	0.376%
	$500.00	18 months	0.500%	0.501%
	$500.00	2 years	0.625%	0.626%
	$500.00	3 years	0.875%	0.878%
	$500.00	5 years	1.250%	1.256%
Term Notes and IRA Term Notes - Floating
	$100.00	30 months	0.350%	0.350%
	$100.00	60 months	0.800%	0.802%
IRA Jumbo Note - Fixed
	$100,000.00	5 years	1.625%	1.635%
IRA Jumbo Note - Floating
	$100,000.00	60 months	1.175%	1.180%
HSA FlexPlus Certificate
(not available in South Carolina)	$1.00	---	0.625%	0.627%
	$2,500.00	---	1.125%	1.131%
	$5,000.00	---	1.500%	1.510%
	$15,000.00	---	2.125%	2.146%

Ministry Investments			May 2013 Rates
	Minimum	Term	Rate	APY
Demand Certificate
(not available in South Carolina)	$100.00	---	0.250%	0.250%
StewardAccount
(not available in South Carolina)	$100.00	---	0.500%	0.501%
	$250,000.00	---	0.625%	0.627%
	$500,000.00	---	0.750%	0.753%
	$1,000,000.00	---	0.875%	0.879%
Cemetery Care StewardAccount
(not available in South Carolina)	$1,000.00	---	0.500%	0.501%
	$25,000.00	---	0.625%	0.627%
	$50,000.00	---	0.750%	0.753%
	$100,000.00	---	1.000%	1.000%
Term Notes - Fixed
	$500.00	6 months	0.125%	0.125%
	$500.00	9 months	0.250%	0.250%
	$500.00	1 year	0.375%	0.376%
	$500.00	18 months	0.500%	0.501%
	$500.00	2 years	0.625%	0.626%
	$500.00	3 years	0.875%	0.878%
	$500.00	5 years	1.250%	1.256%
Term Notes - Floating
	$100.00	30 months	0.350%	0.350%
	$100.00	60 months	0.800%	0.802%
5-Year Endowment Fixed
	$1,000.00	5 Years	1.175%	1.180%
	$10,000.00	5 Years	1.300%	1.306%
	$100,000.00	5 Years	1.425%	1.433%
60-Month Endowment - Floating
	$1,000.00	60 Months	1.175%	1.180%
	$10,000.00	60 Months	1.300%	1.306%
	$100,000.00	60 Months	1.425%	1.433%

Business Investments			May 2013 Rates
	Minimum	Term	Rate	APY
Dedicated Certificate
(not available in South Carolina)	$100.00	---	0.250%	0.250%
	$1,000.00	---	0.375%	0.376%
	$5,000.00	---	0.500%	0.501%
StewardAccount
(not available in South Carolina)	$100.00	---	0.250%	0.250%
	$1,000.00	---	0.375%	0.376%
	$5,000.00	---	0.500%	0.501%
	$10,000.00	---	0.750%	0.753%
Term Notes - Fixed
	$500.00	6 months	0.125%	0.125%
	$500.00	9 months	0.250%	0.250%
	$500.00	1 year	0.375%	0.376%
	$500.00	18 months	0.500%	0.501%
	$500.00	2 years	0.625%	0.626%
	$500.00	3 years	0.875%	0.878%
	$500.00	5 years	1.250%	1.256%
Term Notes - Floating
	$100.00	30 months	0.350%	0.350%
	$100.00	60 months	0.800%	0.802%

For more information or to obtain an LCEF Offering Circular, call 800-843-5233. You also may request an Offering Circular online. Your request will be processed by the next business day.

* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.

** Electronic investments required on at least a monthly basis until the balance reaches $10,000.00.