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Family Emergency StewardAccount®

Set Aside Funds for the Unexpected

Family Emergency StewardAccount® is an LCEF investment offering an opportunity to set aside funds for the unexpected and unplanned expense, while earning competitive market rates.

For optimal growth, the Family Emergency StewardAccount requires an electronic investment (at least monthly) with a minimum amount of $25 until the account balance reaches $10,000.

An application and Offering Circular are available.

Features of the Family Emergency StewardAccount
Interest-Bearing Investment
Check-Writing Privileges
Electronic Funds Transfer (optional)
  • $25 minimum investment to open account.
  • Interest compounded and paid monthly at month end.
  • Interest rates adjusted monthly.
  • No monthly maintenance or membership fees.
  • Fees may be charged for customer-initiated special service requests.
  • Initial quantity of checks provided FREE; replacement orders competitively priced.
  • Minimum amount per check is $250.
  • Limit of 12 checks per calendar year.
  • Cancelled checks truncated and held by UMB Bank for safekeeping.
  • Investor-initiated service.
  • No charge transfer of funds to or from LCEF StewardAccount.
  • No monthly maintenance or membership fees.

Note: The StewardAccount is not available to investors living in South Carolina or Louisiana, per the state’s offering circular.

* StewardAccount access services are offered through UMB Bank, n.a.
Family Emergency Forms
Family Emergency Brochures

Investment Application - Individual

Additional Forms

Additional Brochures
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Have a question?
Fill out our Contact Us Form, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
Page last updated May 17, 2008