LUTHERAN CHURCH EXTENSION FUND
INVESTMENTS
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Individual Investment Opportunities

As an LCEF investor, your dollars are helping to build churches and schools, yet can help meet your unique goals. LCEF provides a variety of investments with competitive interest rates and accessibility. To learn more, please select the appropriate investment options below.

LCEF’s Convenient and Flexible Investor Tools

With these Investor Tools, you can make your investments work for you, your business or organization. Learn more about LCEF’s Investor Tools.

Easy Access
Competitive Rates
Specific Needs

Dedicated Certificate

A demand certificate that earns interest yet will not penalize you for redemptions. You may also make unlimited deposits, providing a conservative way to fill out a portion of your financial plan.

An exciting stewardship opportunity, this investment earns interest for you, and provides funds for low-cost loans and services to LCMS churches, schools, and rostered church workers. Features include check writing, an optional VISA® Check Card, and online access and e-statements through MyAccount.

Family Emergency StewardAccount®

A “rainy day” fund that helps you plan and set aside money for unexpected expenses. Earning a competitive interest rate, it is also accessible when needed through the limited check writing feature.

Term Notes

These investments have stated maturity dates, helping you plan your investment income and build a varied portfolio. They feature unlimited additional deposits and fixed or floating interest rates.

Next Generation Note

The investment stewardship opportunity, Next Generation Note, combines contributed and invested dollars to help create a stronger LCEF ministry. With your partnership, you will earn an additional interest rate on your invested dollars! Make a difference for tomorrow with your commitment today.

K.I.D.S Stamps

Students also can be a part of the LCEF ministry with the K.I.D.S. Stamp Program. It provides lessons in stewardship and investing, and is available through your congregation or Lutheran school. If they do not yet have a program, please ask them to consider participating. Call 1-800-843-5233 and find out how to receive $100 in FREE stamps for new programs.

Also, check out the brand new K.I.D.S. Count curriculum—stewardship-focused lessons for K-8. Go to www.lcefkids.org.

IRAs

Traditional and Roth IRAs, and Coverdell Education Savings Accounts grow tax-deferred or tax-free. Your investment will grow for your future needs, yet assist LCMS organizations today, fulfilling your fiscal and spiritual needs.

FlexPlus® Health Savings Account (HSA)

A FlexPlus Health Savings Account can complement your high-deductible health plan with an interest-earning investment that is accessible. Unlike health spending accounts, you can roll these funds over from year to year.

Investor Tools

LCEF—Offering Convenient and Flexible Account Tools for Your Investments.

With these options, you can make your account work for you—giving you control of your account, now and in the future. Learn more about LCEF‘s Investor Tools.

Individual Investment Forms
Individual Investment Brochures
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Have a question?
Contact LCEF directly, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday if you have any questions or requests.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.