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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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Builders' Circle
Loan Rates
| New Mission Starts | 4.375% |
| Congregational | 4.750% |
| Specialized Ministries | 2.750% |
| RCW Mortgage APR | 3.844% |
Investment Rates
| StewardAccount® | 0.375% - 1.250% |
| Family Emergency | 1.375% |
| 5-Year Term Note | 1.875% |
LCEF is pleased to make gifted funds available for ministry efforts taking place in specific LCMS districts and around the world. When you make a gift, you help LCEF reach out to partner churches, schools and ministries.
Direct Gifts
We are thankful for the prayerful support of people like you that share the LCEF mission. Gifts given directly to LCEF make it possible for us to keep costs low on loans and services, and help LCMS organizations maximize their resources for ministry.
- If you would like to send a check directly to LCEF, please mail it to this address.
- Setting up automatic deductions through your bank can save you time and the cost of postage and checks.
- LCEF investors do even more to support the ministry by donating their interest back to the organization. Fill out this form to get started. You may also include LCEF on your list of investment beneficiaries.
- The Next Generation Note unites both invested and contributed dollars to strengthen LCEF's capability to offer future loans and services to LCMS ministries. Gifts are an integral part in making a difference in the Church and for the next generation. To learn more, read the brochure or call LCEF today.
No matter which way you choose to donate to LCEF's ministry, we will provide the appropriate receipts and information necessary for tax reporting purposes.