Loan Rates

New Mission Starts4.375%
Congregational4.750%
Specialized Ministries2.750%
RCW Mortgage APR3.844%
 

Investment Rates

StewardAccount®0.375% - 1.250%
Family Emergency1.375%
5-Year Term Note1.875%

Traditional or Roth, LCEF Offers It

Unsure about whether to open a traditional or a Roth IRA? There are many points to consider; this brochure may help. LCEF offers both types, whichever path you choose. By investing with LCEF, your retirement funds earn a steady, competitive rate while benefiting LCMS ministries. Making funds available now and for the future is our mission.

Ease Debt with Mission Partner

With low interest rates, now is an opportune time to let LCEF help ease your congregation’s debt burden through the refinancing of higher-rate loans with other lenders. An LCEF loan comes with the long-term benefits of a partnership that assists other ministries and supports church workers. Besides working with you to reach more people and extend the possibilities for your ministry, we understand your mission.

Be Prepared for the Unexpected

Don't let financial emergencies sabotage your monthly budget. Start a Family Emergency StewardAccount® to help you cover unexpected expenses, while also providing funds LCMS organizations need for their ministry needs.

 
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
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