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Loan Rates

New Mission Starts4.125%
Congregational4.500%
Specialized Ministries2.500%
RCW Mortgage APR3.590%
 

Investment Rates

StewardAccount®0.375% - 1.000%
Family Emergency1.125%
5-Year Term Note1.625%
About Us

Church Extension has been an important part of The Lutheran Church—Missouri Synod (LCMS) for well over 100 years. In some districts, Church Extension has been around longer, but the LCMS became directly involved in 1902.

History of LCEF

LCEF, incorporated in 1978, is a continuation of the Synod's service to the entire LCMS. In fiscal year 2011*, LCEF welcomed nearly 500 new loan customers. Congregations and schools gained funds for building, upgrading or remodeling facilities, and rostered church workers secured reasonable housing and consolidation loans. LCEF partners with more than 55,000 investors to make the funds available for these loans. Together, these partnerships have resulted in a total asset portfolio of $1.8 billion.

God has truly blessed the ministry of Church Extension and its supporters!

*Fiscal 2011 began July 1, 2010 and ended June 30, 2011. Figures as of June 30, 2011.

LCEF's Mission

The mission of Lutheran Church Extension Fund is to support the Church in fulfilling its mission of sharing the Gospel of Jesus Christ by being a Christ-centered servant partner of the Lutheran Church—Missouri Synod (LCMS), ensuring that funds and services are available now and in the future.

There are many ways to become a part of the LCEF ministry, collectively doing the work God has planned for us. Join us in:

  • prayerful support
  • investment support
  • volunteer support
  • gift support

To find out more about how you can help reach more people with the message of Christ's salvation through LCEF, call 1-800-843-5233.

Celebrate Art & Architecture

Examples of remarkable structures that celebrate our faith will be honored through the Architectural Advisory Committee's Art and Architecture Award program. Find out how your church, school or ministry can participate. The deadline for entry is June 15, 2012. Awards will be presented during the LCEF Fall Leadership Conference in November.

Joyfully Lift Up Stewardship Efforts

Your congregation’s stewardship efforts should give clear witness to the Christian faith. Bring more joy to their giving with a concentrated, Lutheran stewardship campaign for a specific goal or stewardship education that can be conducted at any time with adults and children. LCEF's consultants and materials are tailored to your ministry.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
©2011 Lutheran Church Extension Fund. All rights reserved.