Loan Rates

New Mission Starts4.375%
Congregational4.750%
Specialized Ministries2.750%
RCW Mortgage APR3.844%
 

Investment Rates

StewardAccount®0.375% - 1.250%
Family Emergency1.375%
5-Year Term Note1.875%

Big Events Support Churches, Schools

Planning a wedding, buying a new house or retiring in the near future? Targeting a specific date for some of your investments can help fund those plans. Term notes are invested for a specific period of time and remain yours to redeem at the end of the term or to re-invest. While invested, they are not only building your dreams, but helping fund a loan for a school or church.

Ease Debt with Mission Partner

With low interest rates, now is an opportune time to let LCEF help ease your congregation’s debt burden through the refinancing of higher-rate loans with other lenders. An LCEF loan comes with the long-term benefits of a partnership that assists other ministries and supports church workers. Besides working with you to reach more people and extend the possibilities for your ministry, we understand your mission.

A Trusted Guiding Resource

Just as our faith provides us with a compass to guide us through everyday life, LCEF offers guidance in matters related to building your ministry, from its physical structure to fostering leadership and volunteerism to stewardship education. Everything LCEF does is based on Lutheran principles with the goal of serving our Lord. We are your partner on this journey of sharing the Gospel.

 
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF's Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.
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