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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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View MapCompetition Day: April 20
For months, students from four Concordia universities conducted research, designed marketing plans and rehearsed presentations leading up to April 20: the day of the LCEF National Student Marketing Competition. Members from each team traveled to St. Louis and pitched their ideas to attract new and younger investors to LCEF. We captured some of the highlights of the day in this video.
Loan Rates
| New Mission Starts | 4.125% |
| Congregational | 4.500% |
| Specialized Ministries | 2.500% |
| RCW Mortgage APR | 3.590% |
Investment Rates
| StewardAccount® | 0.375% - 1.000% |
| Family Emergency | 1.125% |
| 5-Year Term Note | 1.625% |
Funds for Lutheran Education
Funds put into a Coverdell Education Savings Account IRA can be used at any level of schooling, not just college. Distributions from this type of IRA are tax-free for qualified elementary, secondary or higher education costs, which can include tuition, computer equipment, room and board. And best of all, they can be used to send your children or grandchildren to an LCMS school or university.
Big Events Support Churches, Schools
Planning a wedding, buying a new house or retiring in the near future? Targeting a specific date for some of your investments can help fund those plans. Term notes are invested for a specific period of time and remain yours to redeem at the end of the term or to re-invest. While invested, they are not only building your dreams, but helping fund a loan for a school or church.
Traditional or Roth, LCEF Offers It
Unsure about whether to open a traditional or a Roth IRA? There are many points to consider; this brochure may help. LCEF offers both types, whichever path you choose. By investing with LCEF, your retirement funds earn a steady, competitive rate while benefiting LCMS ministries. Making funds available now and for the future is our mission.