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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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View MapCompetition Day: April 20
For months, students from four Concordia universities conducted research, designed marketing plans and rehearsed presentations leading up to April 20: the day of the LCEF National Student Marketing Competition. Members from each team traveled to St. Louis and pitched their ideas to attract new and younger investors to LCEF. We captured some of the highlights of the day in this video.
Loan Rates
| New Mission Starts | 4.125% |
| Congregational | 4.500% |
| Specialized Ministries | 2.500% |
| RCW Mortgage APR | 3.590% |
Investment Rates
| StewardAccount® | 0.375% - 1.000% |
| Family Emergency | 1.125% |
| 5-Year Term Note | 1.625% |
Joyfully Lift Up Stewardship Efforts
Your congregation’s stewardship efforts should give clear witness to the Christian faith. Bring more joy to their giving with a concentrated, Lutheran stewardship campaign for a specific goal or stewardship education that can be conducted at any time with adults and children. LCEF's consultants and materials are tailored to your ministry.
Big Events Support Churches, Schools
Planning a wedding, buying a new house or retiring in the near future? Targeting a specific date for some of your investments can help fund those plans. Term notes are invested for a specific period of time and remain yours to redeem at the end of the term or to re-invest. While invested, they are not only building your dreams, but helping fund a loan for a school or church.
Continue Tradition of LCMS Support
Educate those you love as to what is truly important about how you’ve invested. In your life’s journey, you may have invested to buy a house, send your children to college or for unexpected expenses. Maybe you’ve used it for retirement. Explain to your loved ones how your LCEF investment has helped create places for sharing the Gospel and supported ministries seeking to help their communities.